In response to rising interest from smart jewelry owners looking to protect their investments, Jewelers Mutual Insurance Company is proud to announce its personal jewelry insurance policy includes coverage for smart jewelry with the same worldwide personal jewelry insurance it offers for traditional jewelry. Jewelry types covered include watches, rings, bracelets, pendants and more. Types of Coverage Policies including smart jewelry will receive the same level of coverage as is provided for all other jewelry pieces, which includes same kind and quality repair or replacement of jewelry that is lost, damaged, stolen or mysteriously disappears. Coverage will also include worldwide travel. Jewelers Mutual covers various brands and styles of smart jewelry including products by Apple®, Bulgari®, Cuff, Fredrique Constant™, MICA (by Intel®), Ringly, Swarovski®, and TAG Heuer®, just to name a few. What about data? Jewelers Mutual’s coverage goes beyond what a manufacturer or store warranty may provide. However, like warranties and protection plans, Jewelers Mutual does not cover loss or damage to personalized data or customized software. Loss or damage due to virus, programming errors, technological obsolescence, or any indirect loss is also not covered. A Data Exclusion endorsement will be attached to all personal jewelry policies with effective or renewal dates of 8/1/15.